1. Photo credit card
You can have your photo printed on the credit card to make a unique card. It also serves as a security feature when using the card.

2. Long repayment period
The interest-free repayment period can be as long as 55 days, and the minimum repayment amount is only 4% of the monthly spending, giving you the best flexibility in spending.

3. Extended functions
You can add the ATM function to your credit card and enjoy the convenience of using the same card as both your credit card and ATM card.

4. Easy payment methods
To serve our customers, we provide the below payment methods:

• Pay at any of our branches
• Pay by cheque through postage
• Using our automatic fund transfer service
• Pay at any “Jetco” ATM machine.

5. Worldwide Usage
Luso International Banking Ltd. credit card is accepted by merchants around the globe. You no longer require to bring cash to enjoy the pleasure of spending.

6. Global Cash Advance
To meet your urgent needs, you can get cash advance at any branch of Luso International Banking Ltd. or at any ATM machine with the “VISA”, “MasterCard” or “China UnionPay” logo.

7. Instalment Plan
We provide various instalment plans to our customers to facilitate their needs. You can even enjoy interest-free instalment plan upon successful application by telephone.