LusoCard
Luso Bank is one of the members of Jetco and China UnionPay networks.  Through JETCO and China UnionPay ATM networks distributed in Hong Kong, Macau, China as well as various countries and region worldwide, you can manage a maximum of 3 accounts in MOP, HKD and RMB by means of one “LusoCard”.  In addition, you can make tariff, telephone and credit card payments at any ATM with a “JET Payment” sign.

	Cash withdrawal
	Cash deposit
	Change of password
	Balance enquiry
	Fund transfer
	Cheque book / statement request
	JET payment service (including credit card, tariff and telephone payments …)
	POS payment at China UnionPay merchant terminals

NB:  Services may vary according to different ATM networks.

LusoCard Service Review

ATM network	Services	Applicable Accounts	Handling fee per cash withdrawal transaction
Lusobank ATM	- Cash Withdrawal - Fund Transfer - Balance enquiry - Cheque book / statement request - Change password - JET payment - Envelope deposit*	- MOP Savings/Cheque Account	- Free
Jetco	- Cash Withdrawal - Fund Transfer - Balance enquiry - Cheque book / statement request - JET payment	- MOP Savings/Cheque Account - HKD Savings/Cheque Account	- Cash withdrawal in Macau: Free - Cash withdrawal outside Macau: HK$10/per transaction.
China UnionPay	- Cash Withdrawal - Balance enquiry - POS payment at China UnionPay merchant terminals	- MOP Savings/Cheque Account - HKD Savings/Cheque Account - RMB Savings Account**	- Cash withdrawal: MOP/HKD/RMB $15/per transaction - Enquiry: MOP/HKD/RMB $5/per enquiry

*      Only applicable to designated Lusobank ATMs
**    Only applicable to ATMs/POS terminals in China

Remarks:

1. Cash withdrawal at ATMs outside Macau or POS payments at merchant terminals outside Macau will be paid in local currency.  If the transaction involves currency exchange, the exchange rate will be determined by that relevant network.
2. The dispensing limit of ATM at different regions are different.  You may need to withdraw several times in order to obtain the required amount.
3. When the ATM supports various ATM networks, those financial institutions that own the ATM will determine which network to provide the service that customer requests.  Relevant handling fee applies accordingly.
4. The daily cash withdrawal limit of each account is $20,000 (including cash withdrawal, fund transfer and JET payment service) while POS payment at China UnionPay merchant terminals also has a daily limit of $20,000 for each account.
5. Effective 1st January 2006, only ATM cards with China UnionPay can access to ATMs of China UnionPay network in China.
6. Service charges may vary accordingly without prior notice.

Annual Card Fee
An annual card fee of MOP/HKD/RMB50 will be charged from the primary account.

Simple and Easy to Apply
Just visit any Lusobank branch to apply for a Lusobank ATM card.