These account holders can enjoy both the convenience of a checking account and the benefit of deposit interest as well. Major features are as follows:

• Opening balance has to be HKD/MOP10,000 or above;
• Balance exceeding HKD/MOP10,000 is entitled special savings interest rate;
• No minimum balance requirement and service fee;
• Free autopay for staff payroll;
• Free cheque books;
• For cash deposit over HKD $30,000, special service charge is entitled.